Selling a necklace and becoming a voice phishing criminal… Alert on new ‘3rd party fraud’

 Even though normal used goods were traded, financial transactions were paralyzed due to being targeted by voice phishers.

However, under current law, it is not easy for either the police or financial institutions to remedy such damage, so special caution is required when dealing with used goods.

According to Yonhap News coverage on the 9th, Mr. A, who lives in Seoul, sold a gold necklace to Mr. B through Carrot Market, a second-hand trading site, on the 29th of last month. After confirming that the money had been deposited into his bank account, Mr. A handed the item to Mr. B, who came to his house.

The transaction that day seemed normal, but later caused serious problems. Mr. A received a call from the bank 20 minutes after the secondhand transaction that fraud was suspected, and at 6 PM on the same day, he was notified that his account had been reported as being used for voice phishing and all deposits and withdrawals from his accounts were suspended.

It turned out that the person who sent the money was not Mr. B, but his third party, Mr. C. Mr. C agreed to receive a gold necklace from Mr. B and sent money, but when he did not receive the item, he reported it as fraud. Mr. B gave Mr. A’s account number to Mr. C and then disappeared, causing a dispute between Mr. A and Mr. C, who had never met each other, resulting in ‘third-party fraud’. Under the current law, if Mr. A wants to conduct financial transactions again, he must return the money to Mr. C, so he loses both the necklace and the money.

Mr. A went to the police station feeling aggrieved, but was told that he was a fraud suspect because he had received the money into his account and that he could not proceed with the complaint as he did not suffer any financial damage. He visited the bank again, but was told that he could only resume financial transactions if he proved that it was not a fraudulent transaction or if Mr. C withdraws the complaint. Since Mr. A is a suspect, it is difficult to contact Mr.토토사이트 C first, and he said that an agreement can only be reached if Mr. C attempts to contact him first. Mr. A reported this story to the Financial Supervisory Service. Mr. A, who must receive his salary immediately and use it for living expenses, submitted his police statement to the bank and requested cooperation from the police to secure closed-circuit ( CC ) TV footage that

appears to have captured Mr. B at the time of the second-hand transaction. did. Then, on the afternoon of the 7th, Mr. C reported the case to the police and the bank account was reopened after Mr. A’s damage was explained, but Mr. A had already spent 10 days under severe mental and physical stress. Mr. A said, “I could have lost both the necklace and the money after trading in the used goods, and it was difficult to get relief even though financial transactions were immediately paralyzed. I think there is a flaw in the current law. If ‘third-party fraud’ is systematically carried out, the goods will also be lost.” “I think they could have lost the settlement and even had to take the settlement money as a condition for resumption of financial transactions,” he said.

This type of ‘third-party fraud’ has occurred several times before. Last June, after a delivery driver delivered coffee and bread and received payment by bank transfer, his financial transactions were suspended after he was accused of being a voice phisher. In December of last year, he sold a pure gold bracelet for 6.43 million won on a second-hand trading site and was found to be the same person as Mr. A. There was a victim. .






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